Author: andy

A One Loans & Mortgage > Articles by: andy

RENTAL INCOME HOME LOAN

                                                        RENTAL INCOME HOME LOAN How much rental income will the banks accept? Each lender reviews the rent you receive from your investment homes in a unique way. Lenders will often use 80% of your gross revenues, together with other…

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What is the Family Home Guarantee?

What is the Family Home Guarantee? The National Housing Finance and Investment Corporation (NHFIC) administers the Family Home Guarantee on behalf of the Australian government. It's for single parents with at least one child who want to buy a family…

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WHAT IS ACCEPTABLE AS GENUINE SAVINGS AND NONE ACCEPTABLE SAVINGS ?

WHAT IS ACCEPTABLE AS GENUINE SAVINGS AND NONE ACCEPTABLE SAVINGS ? What Exactly Is Genuine Savings? Genuine savings are funds that a borrower has earned themself over a duration of time, generally at least three months. Did you realize that…

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TRUST PROPERTY LOANS 

                                                                    TRUST PROPERTY LOANS How does a trust works? Buying a property through a trust account is now a common method of investment. Whether you're thinking about putting a property investment in a trust account, you must learn how does…

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SMSF Loans

SMSF Loans The Self-Managed Super Fund (SMSF) Loan is intended to provide loans to trustees of Australian Self-Managed Super Funds (SMSFs) that are licensed and regulated and desire to purchase a home. How does a SMSF loan work? A self-managed…

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Medical Equipment Finance

Medical Equipment Finance Any medical business that wants to serve their patients with the finest care possible needs advanced medical diagnostic equipment. Purchasing even basic medical equipment, on the other hand, can be costly. This is why many medical companies…

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Commercial Property Loans

What is a commercial property loan? A commercial loan, also known as a business loan, is a loan that you can use to finance the purchase of a commercial property, the purchase of new equipment, the expansion of your working…

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Investors note: Interest only loans harder to get!

Investors note: Interest only loans harder to get! If you are a thinking of buying a home or if you are an investor, looking for an interest only loan will become much harder now due to the Australian Prudential Regulation…

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Positive news for investors, potential relief for the lagging & stalling housing market.

POSITIVE NEWS FOR INVESTORS, POTENTIAL RELIEF FOR THE LAGGING & STALLING HOUSING MARKET. The APRA has announced on the 19th of December 2018 that it will be removing its restrictions on supervisory benchmark on interest-only residential mortgage lending by authorized…

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